If you want to refinance your Mortgage and Discharges in Coffs Harbour, we can help you.
It is not uncommon for client’s to refinance their existing mortgage when purchasing a property. Clever Conveyancing is able to assist you in this regard. We often find that clients would prefer to have Clever Conveyancing liaise with their lender on their behalf so that they are not left chasing their financial institutions to finalise the matter. During the conveyancing of a home purchase and sale, refinancing issues can arise and threaten to cause delays. Rest assured, Clever Conveyancing will ensure that each component of your settlement is in place on time.
When refinancing you need to have your loan approved with your new lender and then organise your existing financial institution to discharge your current loan. Most financial institutions will require 14 days to discharge your loan after receiving a formal discharge request. We can assist to organise this on your behalf to make sure there’s no delay in loan settlement. During this period you should ensure that you have received your loan offer and mortgage documents from your new lender and these must be signed and returned to the bank promptly. Most institutions will take about three weeks for this process to be finalised. Your existing lender will provide a payout figure, and a date for your new lender to payout your existing loan will be organised.
We will look after all of this for you.
At Clever Conveyancing, all we do is CONVEYANCING. . . we focus on our clients conveyancing needs and aim to make the whole experience of selling or purchasing as streamlined and hassle free as possible. We are not involved in other areas of law and can therefore give 100% time and effort to our clients conveyancing needs – you can RELAX whilst we handle all the details!
• Personal attention
• FAST efficient conveyancing
• Affordable rates
• Complete protection with Professional Indemnity Insurance
• If you can’t come to us, we will visit you at home or work